payment plans

layaway with a month requirement is good but i am not about to have somone who is not a busniess i.e privite collectors have to wait on me for so long then what if they change there minds ugh
magiktori
Tori's Cels
Jan 12 at 3:43 PM
A payment plan...hmmmm...sounds good. Sometimes there are cels that just exceed the budget (sometimes they're must haves, and sometimes...well not.) The only problem (I would have with this idea), is that it would bump me further into debt.....which is most certainly bad...but I could see situations where a payment plan would be handy.
crackpot27
Requiem for Lost Souls
Jan 14 at 5:19 PM
I would own nothing...NOTHING...if not for payment plans...

I always buy more than I can chew...or is it bite? Eh, the hell with it...
Startyde
The Startyde
Jan 15 at 8:20 PM
I like having the option of a payment plan for more expensive cels. I've used them several times, and each time things have worked out very well. I end up owning a cel that I couldn't afford otherwise, so I'm happy.

It's completely up to the seller, though.
Shemp
Black Mirror
Jan 16 at 1:39 AM
I'm totally late in replying to this....as I am with all things lately

Butback on topic, overall as a buyer and a seller, I like payment plans. With mortgage payments and other house expenses I rarely can afford to drop $300+ on a cel all at once (which is generally the price range I'm going for these days) So I love payment plans there are so many things I wouldn't have if people weren't kind enough to sell them to me that way.

Also I like it as a seller. The odd's of me getting the $725 I was asking for a cel I sold a while back in a lump sum were pretty darn low. However, I did a payment plan with a buyer I really liked and it all worked out for the best.

I admit there is a bad side to payment plans. Like right now I'm in the middle of a payment plan with somone I can't get a hold of. I totally trust them as a collector but, who knows what may have happened in the meantime on his end. So I might just be out the $200 I've already put in. Also I know I've suddenly had an emergency and couldn't make a payment on time in the middle of payment plan and feel awful about screwing the seller over because I'm suddenly broke. The same thing as happened to me as a seller being that the buyer would suddenly have an issue and that aspect really sucks.

I think as a whole though it's a personal descision to enter or offer payment plans. For me the good has always outweighed the bad though.
acetateaddiction
Acetate Addiction
Jan 22 at 11:43 AM
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